Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is an easy way to speed things up. Here at GM Financial, we work with local dealerships to make applying for credit as convenient as we can. And that's in addition to our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Applying for credit online through GM Financial is convenient and secure. You'll start by providing information about your preferred vehicle, like the year, brand, make and model. Next, you'll share information about yourself and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Finally, choose the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Get Your Vehicle!
Head in the right direction of the vehicle you want. Submit an online credit application for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.