Why Choose a Car Loan?
Applying for a car loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's alongside our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Is it pretty simple to apply for a car loan? Submitting a credit application through GM Financial is convenient and secure. You'll begin by providing information about your preferred vehicle, like the make, model and year. Then, you'll be asked for some personal information and details about your employment. If you anticipate having a co-applicant on your car loan, you may want to have their information readily available, too. Lastly, pick the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Get a Car Loan, Enjoy Your Drive
Grab the wheel and get the vehicle you want! Submit an online credit application for a car loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.