Why Get a Car Loan?
Completing a car loan* application online before heading to the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Submitting a credit application through GM Financial is easy, convenient and secure. First, you'll start by entering information about the vehicle you want, like the make, model and year. Then, you'll be asked for some personal information and details about your employment. If there will be a co-applicant on your car loan, you may want to have their information readily available, too. And the last step? Just select the dealership where you'd like to buy your vehicle! Your dealership will then contact you to conclude the process and finalize loan specifics, like your loan term, down payment and interest rate.
Get a Car Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Apply for a car loan online to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.