Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is secure and convenient. You'll start by providing information about your preferred vehicle, like the make, model and year. Next, you'll share some personal information and details about your employment. If there will be a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Lastly, pick the dealership where you'd like to buy your vehicle! The dealership will get in touch with you to complete the process and discuss loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.