Why Choose a Car Loan?
Applying for a car loan* before you visit the dealership is an easy way to speed things up. At GM Financial, we partner with your nearby dealership to make applying for credit as convenient as we can. And that's alongside our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Car Loan
So what can you expect when getting a car loan? Submitting a credit application through GM Financial is convenient and secure. You'll start by providing details about the vehicle you're interested in, like the make, model and year. Then, you'll be asked for some personal information and details about your employment. If you anticipate having a co-applicant on your car loan, you'll need similar information for them, too. And the last step? Just pick the dealership where you'd like to buy your vehicle! Your dealership will then contact you to conclude the process and finalize loan specifics, like your interest rate, loan term and down payment.
Enjoy a Hassle-Free Purchase with a Car Loan
Hit the road in the vehicle you want! Submit an online credit application for a car loan to see if you qualify for a competitive rate that's right for you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.