Why Choose a Car Loan?
Completing a car loan* application online before heading to the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's alongside our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Completing an online credit application with GM Financial is secure and convenient. You'll start by providing information about your preferred vehicle, like the year, brand, make and model. Then, you'll be asked for some personal information and details about your employment. If you have a co-applicant for your car loan, you may find it helpful to have their information on hand. Lastly, pick the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Get a Car Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a car loan to see if you qualify for a competitive rate that's right for you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.