Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's in addition to our easy payment methods, simple financing terms and competitive rates! You can buy with confidence when your financing is taken care of! Apply Now
The Process of Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Submitting a credit application through GM Financial is convenient and secure. First, you'll start by providing details about the vehicle you're interested in, like the make, model and year. Next, you'll share some personal information and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may want to have their information readily available, too. Finally, choose the dealership where you want to buy your vehicle! The dealership will then reach out to you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Hit the road in the vehicle you want! Submit an online credit application for a prime rate loan and find out if you qualify for a rate that feels right to you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.