Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we partner with your nearby dealership to make applying for credit as convenient as we can. And that's in addition to our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is easy, convenient and secure. First, you'll start by providing details about the vehicle you're interested in, like the year, make and model. Then, you'll be asked for some personal information and details related to your residence and employment. If you have a co-applicant for your prime rate loan, you'll need similar information for them, too. Finally, pick the dealership where you'd like to buy your vehicle! The dealership will get in touch with you to conclude the process and finalize loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Submit an online credit application for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.