Why Choose a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's in addition to our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is secure and convenient. First, you'll start by providing details about the vehicle you're interested in, like the year, brand, make and model. Next, you'll share some personal information and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may want to have their information readily available, too. Finally, pick the dealership where you'd like to buy your vehicle! Your dealership will then contact you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.