Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we partner with your nearby dealership to make applying for credit as convenient as we can. And that's alongside our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Applying for credit online through GM Financial is easy, convenient and secure. First, you'll start by providing information about your preferred vehicle, like the make, model and year. Then, you'll be asked for some personal information and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you'll need similar information for them, too. And the last step? Just choose a preferred dealership! The dealership will get in touch with you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.