Why Choose a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's in addition to our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is secure and convenient. You'll start by providing information about your preferred vehicle, like the year, brand, make and model. Then, you'll be asked for some personal information and details related to your residence and employment. If there will be a co-applicant on your prime rate loan, you'll need similar information for them, too. Lastly, choose the dealership where you'd like to buy your vehicle! The dealership will get in touch with you to complete the process and discuss loan specifics, like your down payment, loan term and interest rate.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Hit the road in the vehicle you want! Apply for a prime rate loan online and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.