Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is an easy way to speed things up. Here at GM Financial, we work with local dealerships to make applying for credit convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is easy, convenient and secure. You'll begin by providing information about your preferred vehicle, like the year, brand, make and model. Then, you'll be asked for some personal information and details about your employment. If you have a co-applicant for your prime rate loan, you'll need similar information for them, too. Finally, choose a preferred dealership! The dealership will get in touch with you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.