Why Get a Used Car Loan?
Applying for a used car loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's alongside our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Used Car Loan
Wondering what to expect when you apply for a used car loan? Applying for credit online through GM Financial is easy, convenient and secure. You'll begin by providing information about your preferred vehicle, like the year, make and model. Next, you'll share information about yourself and details about your residence and employment. If there will be a co-applicant on your used car loan, you'll need similar information for them, too. Lastly, choose the dealership where you want to buy your vehicle! The dealership will get in touch with you to complete the process and discuss loan specifics, like your loan term, down payment and interest rate.
Get a Used Car Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a used car loan and find out if you qualify for a rate that feels right to you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.