Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! With a loan in hand, you can buy with confidence. Apply Now
How to Apply for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Submitting a credit application through GM Financial is secure and convenient. You'll start by providing information about your preferred vehicle, like the year, make and model. Next, you'll share some personal information and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you'll need similar information for them, too. Finally, select the dealership where you want to buy your vehicle! The dealership will get in touch with you to complete the process and discuss loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Get Your Vehicle!
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.