Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! With a loan in hand, you can buy with confidence. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is secure and convenient. First, you'll start by providing information about your preferred vehicle, like the year, brand, make and model. Next, you'll share information about yourself and details about your residence and employment. If you have a co-applicant for your prime rate loan, you may find it helpful to have their information on hand. Lastly, choose the dealership where you want to buy your vehicle! The dealership will get in touch with you to conclude the process and finalize loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Grab the wheel and get the vehicle you want! Complete a credit application online for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.