Why Choose a Car Loan?
Taking care of your car loan* application before visiting the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's in addition to our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
So what can you expect when getting a car loan? Applying for credit online through GM Financial is easy, convenient and secure. You'll start by providing details about the vehicle you're interested in, like the year, make and model. Then, you'll be asked for some personal information and details about your employment. If you have a co-applicant for your car loan, you'll need similar information for them, too. Finally, choose the dealership where you want to buy your vehicle! Your dealership will then contact you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Enjoy a Hassle-Free Purchase with a Car Loan
Head in the right direction of the vehicle you want. Submit an online credit application for a car loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.