Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's in addition to our competitive rates, variety of acceptable payment methods and clear terms! You can buy with confidence when your financing is taken care of! Apply Now
How to Apply for a Prime Rate Loan
Is it pretty simple to apply for a prime rate loan? Submitting a credit application through GM Financial is easy, convenient and secure. You'll start by providing details about the vehicle you're interested in, like the make, model and year. Next, you'll share information about yourself and details about your residence and employment. If there will be a co-applicant on your prime rate loan, you may want to have their information readily available, too. And the last step? Just choose a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.