Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's alongside our straightforward auto financing terms, competitive rates and easy payment methods! With a loan in hand, you can buy with confidence. Apply Now
How to Apply for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Completing an online credit application with GM Financial is easy, convenient and secure. You'll start by providing information about your preferred vehicle, like the year, brand, make and model. Then, you'll be asked for some personal information and details about your residence and employment. If you have a co-applicant for your prime rate loan, you may find it helpful to have their information on hand. Finally, pick a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Grab the wheel and get the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.