Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is an easy way to speed things up. At GM Financial, we partner with your nearby dealership to make applying for credit as convenient as we can. And that's on top of our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Applying for credit online through GM Financial is easy, convenient and secure. First, you'll start by providing information about your preferred vehicle, like the make, model and year. Next, you'll share information about yourself and details about your residence and employment. If there will be a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Lastly, choose a preferred dealership! The dealership will then reach out to you to conclude the process and finalize loan specifics, like your interest rate, loan term and down payment.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.