Why Apply Online for Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's in addition to our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is secure and convenient. You'll start by providing information about your preferred vehicle, like the make, model and year. Then, you'll be asked for some personal information and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. And the last step? Just choose a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.