Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we partner with your nearby dealership to make applying for credit as convenient as we can. And that's alongside our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Submitting a credit application through GM Financial is easy, convenient and secure. You'll start by providing information about your preferred vehicle, like the year, brand, make and model. Then, you'll be asked for some personal information and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you may want to have their information readily available, too. Lastly, pick the dealership where you want to buy your vehicle! Your dealership will then contact you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Hit the road in the vehicle you want! Apply for a prime rate loan online to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.