Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Is it pretty simple to apply for a prime rate loan? Applying for credit online through GM Financial is easy, convenient and secure. You'll start by providing details about the vehicle you're interested in, like the year, make and model. Next, you'll share information about yourself and details related to your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may want to have their information readily available, too. Lastly, pick a preferred dealership! The dealership will then reach out to you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.