Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Is it pretty simple to apply for a prime rate loan? Submitting a credit application through GM Financial is easy, convenient and secure. You'll start by providing details about the vehicle you're interested in, like the year, brand, make and model. Next, you'll share information about yourself and details related to your residence and employment. If you have a co-applicant for your prime rate loan, you may find it helpful to have their information on hand. Lastly, select a preferred dealership! The dealership will then reach out to you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Hit the road in the vehicle you want! Apply for a prime rate loan online to see if you qualify for a competitive rate that's right for you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.