Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the simplest ways to expedite the purchase process. Here at GM Financial, we work with local dealerships to make applying for credit convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Completing an online credit application with GM Financial is convenient and secure. You'll start by entering information about the vehicle you want, like the year, brand, make and model. Then, you'll be asked for some personal information and details related to your residence and employment. If you have a co-applicant for your prime rate loan, you may find it helpful to have their information on hand. Lastly, choose a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Submit an online credit application for a prime rate loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.