Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's in addition to our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is convenient and secure. You'll begin by providing details about the vehicle you're interested in, like the year, make and model. Then, you'll be asked for some personal information and details about your employment. If there will be a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Lastly, choose the dealership where you'd like to buy your vehicle! The dealership will get in touch with you to conclude the process and finalize loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Grab the wheel and get the vehicle you want! Submit an online credit application for a prime rate loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.