Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's in addition to our competitive rates, variety of acceptable payment methods and clear terms! With a loan in hand, you can buy with confidence. Apply Now
How to Apply for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is convenient and secure. You'll start by entering information about the vehicle you want, like the year, brand, make and model. Then, you'll be asked for some personal information and details related to your residence and employment. If you have a co-applicant for your prime rate loan, you may want to have their information readily available, too. And the last step? Just choose a preferred dealership! Your dealership will then contact you to conclude the process and finalize loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Submit an online credit application for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.