Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. Here at GM Financial, we work with local dealerships to make applying for credit as convenient as we can. And that's alongside our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Applying for credit online through GM Financial is convenient and secure. You'll begin by providing information about your preferred vehicle, like the year, brand, make and model. Then, you'll be asked for some personal information and details related to your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Lastly, choose the dealership where you want to buy your vehicle! The dealership will then reach out to you to conclude the process and finalize loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.