Why Get a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's alongside our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Completing an online credit application with GM Financial is convenient and secure. First, you'll start by providing details about the vehicle you're interested in, like the year, make and model. Next, you'll share information about yourself and details about your employment. If there will be a co-applicant on your prime rate loan, you'll need similar information for them, too. And the last step? Just pick the dealership where you want to buy your vehicle! The dealership will get in touch with you to conclude the process and finalize loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.