Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's alongside our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Applying for credit online through GM Financial is easy, convenient and secure. You'll begin by providing information about your preferred vehicle, like the make, model and year. Then, you'll be asked for some personal information and details about your employment. If you have a co-applicant for your prime rate loan, you may find it helpful to have their information on hand. Lastly, select the dealership where you want to buy your vehicle! Your dealership will then contact you to conclude the process and finalize loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Grab the wheel and get the vehicle you want! Apply for a prime rate loan online to see if you qualify for a competitive rate that's right for you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.