Why Choose a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's in addition to our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is convenient and secure. You'll start by entering information about the vehicle you want, like the year, brand, make and model. Next, you'll share information about yourself and details about your residence and employment. If there will be a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. And the last step? Just choose the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.