Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's alongside our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Applying for credit online through GM Financial is secure and convenient. You'll start by providing information about your preferred vehicle, like the year, brand, make and model. Next, you'll share information about yourself and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Lastly, choose the dealership where you'd like to buy your vehicle! Your dealership will then contact you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Grab the wheel and get the vehicle you want! Complete a credit application online for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.