Why Get a Car Loan?
Applying for a car loan* before you visit the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's in addition to our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Completing an online credit application with GM Financial is secure and convenient. You'll start by providing details about the vehicle you're interested in, like the year, make and model. Next, you'll share some personal information and details about your employment. If you anticipate having a co-applicant on your car loan, you'll need similar information for them, too. And the last step? Just select the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to complete the process and discuss loan specifics, like your loan term, down payment and interest rate.
Get a Car Loan, Get Your Vehicle!
Hit the road in the vehicle you want! Complete a credit application online for a car loan to see if you qualify for a competitive rate that's right for you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.