Why Choose a Car Loan?
Applying for a car loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's in addition to our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Submitting a credit application through GM Financial is convenient and secure. First, you'll start by providing details about the vehicle you're interested in, like the year, make and model. Next, you'll share some personal information and details about your residence and employment. If you anticipate having a co-applicant on your car loan, you'll need similar information for them, too. Lastly, choose a preferred dealership! The dealership will get in touch with you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Get a Car Loan, Enjoy Your Drive
Grab the wheel and get the vehicle you want! Apply for a car loan online to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.