Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we partner with your nearby dealership to make applying for credit convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Applying for credit online through GM Financial is easy, convenient and secure. First, you'll start by entering information about the vehicle you want, like the year, make and model. Then, you'll be asked for some personal information and details about your employment. If you have a co-applicant for your prime rate loan, you may want to have their information readily available, too. Finally, pick the dealership where you'd like to buy your vehicle! The dealership will get in touch with you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Grab the wheel and get the vehicle you want! Submit an online credit application for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.