Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is an easy way to speed things up. Here at GM Financial, we work with local dealerships to make applying for credit convenient for you. And that's alongside our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Completing an online credit application with GM Financial is convenient and secure. You'll start by providing information about your preferred vehicle, like the year, brand, make and model. Then, you'll be asked for some personal information and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you'll need similar information for them, too. Lastly, choose the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.