Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we partner with your nearby dealership to make applying for credit convenient for you. And that's alongside our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Applying for credit online through GM Financial is easy, convenient and secure. You'll start by providing information about your preferred vehicle, like the year, brand, make and model. Next, you'll share information about yourself and details about your residence and employment. If you have a co-applicant for your prime rate loan, you'll need similar information for them, too. And the last step? Just pick the dealership where you want to buy your vehicle! Your dealership will then contact you to complete the process and discuss loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Grab the wheel and get the vehicle you want! Apply for a prime rate loan online and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.