Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's in addition to our straightforward auto financing terms, competitive rates and easy payment methods! With a loan in hand, you can buy with confidence. Apply Now
The Process of Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Applying for credit online through GM Financial is secure and convenient. First, you'll start by entering information about the vehicle you want, like the make, model and year. Next, you'll share information about yourself and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you'll need similar information for them, too. Lastly, choose a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.