Why Get a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Submitting a credit application through GM Financial is secure and convenient. First, you'll start by entering information about the vehicle you want, like the year, brand, make and model. Then, you'll be asked for some personal information and details about your employment. If there will be a co-applicant on your prime rate loan, you'll need similar information for them, too. Finally, select the dealership where you'd like to buy your vehicle! Your dealership will then contact you to complete the process and discuss loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Get Your Vehicle!
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.