Why Choose a Used Car Loan?
Applying for a used car loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. Here at GM Financial, we work with local dealerships to make applying for credit convenient for you. And that's in addition to our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Used Car Loan
Wondering what to expect when you apply for a used car loan? Submitting a credit application through GM Financial is convenient and secure. You'll start by providing information about your preferred vehicle, like the year, brand, make and model. Next, you'll share some personal information and details about your residence and employment. If you have a co-applicant for your used car loan, you may want to have their information readily available, too. Lastly, select the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Get a Used Car Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Complete a credit application online for a used car loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.