Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to making financing convenient for you. And that's in addition to our straightforward auto financing terms, competitive rates and easy payment methods! With a loan in hand, you can buy with confidence. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Applying for credit online through GM Financial is convenient and secure. First, you'll start by entering information about the vehicle you want, like the year, brand, make and model. Then, you'll be asked for some personal information and details related to your residence and employment. If you have a co-applicant for your prime rate loan, you may find it helpful to have their information on hand. And the last step? Just pick a preferred dealership! Your dealership will then contact you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Hit the road in the vehicle you want! Submit an online credit application for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.