Why Get a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's in addition to our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is secure and convenient. You'll start by providing details about the vehicle you're interested in, like the make, model and year. Next, you'll share information about yourself and details about your employment. If you have a co-applicant for your prime rate loan, you'll need similar information for them, too. Lastly, choose a preferred dealership! Your dealership will then contact you to conclude the process and finalize loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Apply for a prime rate loan online and see if you qualify for a competitive rate that meets your need. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.