Why Choose a Car Loan?
Taking care of your car loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we partner with your nearby dealership to make applying for credit as convenient as we can. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Completing an online credit application with GM Financial is convenient and secure. First, you'll start by providing details about the vehicle you're interested in, like the year, make and model. Next, you'll share some personal information and details about your employment. If you anticipate having a co-applicant on your car loan, you may find it helpful to have their information on hand. Lastly, select a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Get a Car Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Apply for a car loan online to see if you qualify for a competitive rate that's right for you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.