Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is an easy way to speed things up. At GM Financial, we partner with your nearby dealership to make applying for credit convenient for you. And that's on top of our easy payment methods, simple financing terms and competitive rates! With a loan in hand, you can buy with confidence. Apply Now
Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is convenient and secure. You'll begin by providing information about your preferred vehicle, like the year, make and model. Then, you'll be asked for some personal information and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may want to have their information readily available, too. And the last step? Just pick a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Apply for a prime rate loan online and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.