Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is an easy way to speed things up. At GM Financial, we partner with your nearby dealership to make applying for credit as convenient as we can. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
Is it pretty simple to apply for a prime rate loan? Completing an online credit application with GM Financial is easy, convenient and secure. First, you'll start by providing details about the vehicle you're interested in, like the year, brand, make and model. Then, you'll be asked for some personal information and details related to your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may want to have their information readily available, too. And the last step? Just select a preferred dealership! The dealership will then reach out to you to complete the process and discuss loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Get Your Vehicle!
Grab the wheel and get the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.