Why Choose a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is one of the easiest ways to speed up the vehicle purchase process. Here at GM Financial, we work with local dealerships to making financing convenient for you. And that's alongside our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is convenient and secure. First, you'll start by entering information about the vehicle you want, like the year, make and model. Next, you'll share some personal information and details related to your residence and employment. If you have a co-applicant for your prime rate loan, you'll need similar information for them, too. Finally, choose a preferred dealership! The dealership will get in touch with you to conclude the process and finalize loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.