Why Choose a Car Loan?
Taking care of your car loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's alongside our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Submitting a credit application through GM Financial is easy, convenient and secure. You'll start by providing details about the vehicle you're interested in, like the year, make and model. Next, you'll share information about yourself and details about your employment. If you anticipate having a co-applicant on your car loan, you'll need similar information for them, too. Finally, select the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to conclude the process and finalize loan specifics, like your loan term, down payment and interest rate.
Get a Car Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a car loan to see if you qualify for a competitive rate that's right for you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.