Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to making financing convenient for you. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Submitting a credit application through GM Financial is easy, convenient and secure. First, you'll start by providing information about your preferred vehicle, like the year, brand, make and model. Next, you'll share some personal information and details related to your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. And the last step? Just pick the dealership where you want to buy your vehicle! The dealership will get in touch with you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Get Your Vehicle!
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.