Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. Here at GM Financial, we work with local dealerships to making financing convenient for you. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Applying for credit online through GM Financial is easy, convenient and secure. First, you'll start by providing details about the vehicle you're interested in, like the year, brand, make and model. Next, you'll share some personal information and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you may want to have their information readily available, too. Finally, pick a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.