Why Choose a Car Loan?
Taking care of your car loan* application before visiting the dealership is one of the simplest ways to expedite the purchase process. Here at GM Financial, we work with local dealerships to make applying for credit convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Completing an online credit application with GM Financial is convenient and secure. You'll begin by providing information about your preferred vehicle, like the year, make and model. Next, you'll share information about yourself and details related to your residence and employment. If you anticipate having a co-applicant on your car loan, you'll need similar information for them, too. Lastly, choose the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to conclude the process and finalize loan specifics, like your interest rate, loan term and down payment.
Get a Car Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Submit an online credit application for a car loan to see if you qualify for a competitive rate that's right for you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.