Why Get a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's alongside our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
Is it pretty simple to apply for a prime rate loan? Submitting a credit application through GM Financial is convenient and secure. You'll start by entering information about the vehicle you want, like the year, brand, make and model. Next, you'll share some personal information and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you'll need similar information for them, too. And the last step? Just choose the dealership where you'd like to buy your vehicle! The dealership will get in touch with you to complete the process and discuss loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Get Your Vehicle!
Hit the road in the vehicle you want! Apply for a prime rate loan online to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.